Is FundsPay a Scam? Read My Honest Review Before Investing Anything!

Born & raised in England, Dale is the founder of Living More Working Less & he has been making a living from his laptop ever since leaving his job as an electrician back in 2012. Now he shares what he's learned to help others do the same... [read more]

FundsPay claims to be a short term, stable investment company & through it you’re led to believe that you can see insane ROI’s of up to 400% after just 48 hours of depositing your money, all allegedly without any risk.

FundsPay Website ScreenshotBut obviously those super high ROI’s will probably make you sceptical about the whole thing… So what’s the deal?

Is it actually legit or is FundsPay a scam that’ll just see you losing money rather than making it?

Thankfully you’ve landed in exactly the right place to find out because I’ve taken a closer look into it & in this review, I’ll be uncovering everything you need to know including how it all works & whether or not you can actually make any money with it.

What Is FundsPay?   |   How Does FundsPay Work?   |   The Stats Tell You Everything   |   Is FundsPay a Scam?   |   A Better Alternative

What Is FundsPay?

FundsPay is one of the latest cryptocurrency-based money-making opportunities to surface & it’s launched with some extremely bold claims – such as that it can generate up to 400% ROI within just 48 hours of investment.

So if you invested £100,000 (which I don’t recommend you do), that would see you earning a whopping £400,000 back in just 2 days… A crazy amount of money.

Now, remember the good old saying if it sounds too good to be true, it probably is? Well yeah, that definitely applies here… I can tell you right from the off that the FundsPay program is NOT what it seems.

The creators claim that they’re able to generate you these insane ROI’s because they have a skilled team of experts who will tactically trade your money on the Forex, stock & crypto markets to generate profits…

FundsPay Trading

But in reality that’s not the case – the whole things just a blatant Ponzi scheme & there isn’t any trading or “investment management” going on at all. Instead, it’s all focused around recruitment & the only money coming into the company is that getting paid in by new unsuspecting investors.

This means that it will inevitably collapse & those who’ve got money invested will lose everything… Just like we seen happen with BitConnect which was a very similar scheme to FundsPay, only a little more convincing.

However I don’t expect you to just take my word for all that – I appreciate that it might be the first time you’ve come across something like this & you might have been hoping it would work for you, so instead let me show you how it all actually works so you can see for yourself exactly what’s going on (and why it’s not really as good as it seems)…

How Does FundsPay Work?

Essentially FundsPay lies about how they generate their promised ROI’s. They tell you that they trade your money to generate profits but this is not the case, there is no trading going on at all.

Basically you sign up to FundsPay & you choose 1 of the 4 packages which I’ve outlined below:

  • Package 1 – Receive 140% ROI after 24 hours
  • Package 2 – Receive 11% ROI every hour for 12 hours
  • Package 3 – Receive 200% ROI after 24 hours
  • Package 4 – Receive 400% ROI after 48 hours

Obviously it would seem to make sense to pick package 4 over the others, however, in order to do that, you must invest more money, which ultimately since it’s a Ponzi scheme introduces a whole load more risk.

The more money you have invested, the more money you stand to lose (and the likelihood is that you WILL lose it).

But anyway once you’ve invested (which I don’t recommend you do) FundsPay claim to begin trading with your cash to generate your profits. In reality, this isn’t the case… You generating profits – or even just getting your initial investment back is solely reliant on new members signing up to the scheme just like you did… Because the money they invest is simply getting passed up to members already inside of the scheme.

This is the only new money coming into the company & so if new members stop signing up, you don’t make any money…

And if new members happen to stop coming in whilst you’ve got money invested guess what happens? Yup, you lose your investment. So these things can seem good, but in reality, they’re extremely risky.

So risky in fact that they’re just totally not worth it.

That’s Why You Get Pressured Into Recruiting…

Since the scheme staying active is solely reliant on new members coming in you’ll find that once you’ve invested money (which again I don’t recommend you do) you’ll then be pressured into recruiting others.

The creators promise that if you refer others then you’ll be able to get paid a percentage of whatever money they happen to invest & these commissions are paid out over multiple levels… You know, like a pyramid scheme.

Here’s a breakdown of what they claim to pay for referrals:

  • 1st Level (people you directly refer) – 12% commission on their investment
  • 2nd Level (people your 1st level refer) – 2% commission on their investment
  • 3rd to 5th Level (you get the idea) – 1% commission on their investment

So if you’re good at recruiting you may be able to make a bit of money here, but ultimately the way you’re making money is by suckering others into a scheme that will likely result in them losing their cash… Something I really hope you wouldn’t want to do.

Anyway like I say it’s a blatant Ponzi scheme… Multi-level recruitment + insane ROI’s = Ponzi scheme… There’s no doubt about it.

The Stats Tell You Everything…

All of the FundsPay packages claim to offer insane ROI’s, with the smallest ROI offered being 11% per hour for 12 hours… So if that’s actually true then why do the statistics on the home page look like this:

FundsPay Statistics

Clearly the scheme hasn’t taken off quite as well as the creators had hoped because 11% of $10,744 (the smallest ROI offered) is $1,183… Yet the members have only withdrawn a mere $261.03…

You do the maths – it doesn’t add up.

The only person really making money through this thing is the creator. Sure some people who got in super early may make a little bit of money too, but the rest of the people looking at it (like you) will only end up losing money instead… So don’t let yourself get drawn in by it because it’s nothing but bad news.

Is FundsPay a Scam?

In my opinion yes it is, because as far as I’m concerned it shows all the tell-tale signs of a classic cryptocurrency Ponzi scheme & if you invest in it then you will likely only end up losing money rather than making it.

The truth is the FundsPay website has been set up purely to make the creator wealthy & the creator only. He (or she) doesn’t really care about your success – they just want to make money at your expense.

Therefore overall I’m not going to be recommending FundsPay to you because there’s simply too much risk involved. If you really want to learn how to make money online properly (without stupid upfront risky investments) then I recommend you check out my top picks here.

But anyway hopefully my review here gave you a good insight into the FundsPay program & I also hope it helped save you some cash. If you do happen to have any further questions or comments though then don’t hesitate to leave them below.

A Better Alternative

The sad truth is that unfortunately most of the programs promising to help you make money online are scams. I can say that confidently after exposing over 500+ of them here on this blog.

But the good news is that even though most of them are indeed scams, there are actually some very good programs in amongst them - some programs that can truly help you to earn money.

And out of all of the legit programs I've seen, the one I would recommend the most to anybody looking to get started online is Commission Academy. In my own opinion, that's the best place to start.

At Commission Academy, you'll be provided with everything you need (including the training & tools) to begin earning real money by promoting products or services for companies like Amazon online.

The best part is that there's literally no limit on the amount you can earn with it & the process is pretty simple which means that it's absolutely perfect for people that don't have much experience.

Some wealthy affiliates even earn as much as 5-figures per month... Or more!

Amazon Earnings Example

I mean don't get me wrong, that kind of money won't just fall into your lap without doing any work... But the harder you're willing to work at it, the more you stand to earn with it.

So if you're looking to get started but don't know which route you should go down or which program you should join (and don't want to waste money on bogus things that don't actually work), then I'd highly recommend checking out Commission Academy first. You can learn more about it here.

About the Author:
Born & raised in England, Dale is the founder of Living More Working Less & he has been making a living from his laptop ever since leaving his job as an electrician back in 2012. Now he shares what he's learned to help others do the same... [read more]
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